Limits on simultaneous borrowing

Simultaneous borrowing limitations are split into two factors: the limitation on absolute quantity of loans, as well as the restriction of this true wide range of loans per loan provider. In regression analysis these two are collapsed into binary factors. These factors use the worth 1 in the event that state limits clients to 1 loan at any given time, and 0 otherwise. Which means that states limiting clients to a couple of loans at the same time are believed comparable to states without any restriction.

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