Should you have a crisis fund? A practical instance: Johnny Comelately

Emotionally, numerous will discover the things I’m going to state hard to cope with. The notion of having some dough in a discount pot seems safe, particularly as conventional cost management logic berates us to will have an ‘emergency money investment’.

We disagree. It is a must-do strive for the debt-free, however for a person with expensive debts – especially on bank cards – it is ridiculous.

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