Often asked questions

Here you will discover more information about how dreadful credit make a difference a credit card applicatoin, on the basis of the concerns we’re most often expected.

Can a mortgage is got by me with no credit check?

Not precisely. Although it’s impractical to get a house loan without any credit sign in the UK, loan providers aren’t generally enthusiastic about your credit ‘score’ – they’re enthusiastic about exactly just how your certain history ties in making use of their financing requirements.

Within the UK, there isn’t any set minimum credit history to be eligible for a house loan, but if yours is especially low, it may possibly be feasible to locate a provider that ‘checks’ instead of ‘scores’.

May I obtain a second home loan with bad credit?

As very very long as you’re able to pass the affordability checks, the application for an extra loan is going to be authorized, even if you have dismal credit.

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